About affirm holdings inc. - AFRM
AFRM At a Glance
| Phone | 1-415-960-1518 | Revenue | 2.32B | |
| Industry | Finance/Rental/Leasing | Net Income | -517,757,000.00 | |
| Sector | Finance | 2024 Sales Growth | 46.286% | |
| Fiscal Year-end | 06 / 2025 | Employees | 2,006 | |
| View SEC Filings |
AFRM Valuation
| P/E Current | N/A |
| P/E Ratio (with extraordinary items) | N/A |
| P/E Ratio (without extraordinary items) | N/A |
| Price to Sales Ratio | 4.03 |
| Price to Book Ratio | 3.44 |
| Price to Cash Flow Ratio | 20.795 |
| Enterprise Value to EBITDA | 158.10 |
| Enterprise Value to Sales | 5.878 |
| Total Debt to Enterprise Value | 0.473 |
AFRM Efficiency
| Revenue/Employee | 1,158,025.424 |
| Income Per Employee | -258,104.187 |
| Receivables Turnover | 6.58 |
| Total Asset Turnover | 0.263 |
AFRM Liquidity
| Current Ratio | 4.845 |
| Quick Ratio | 4.845 |
| Cash Ratio | 4.165 |
AFRM Profitability
| Gross Margin | 85.224 |
| Operating Margin | -3.559 |
| Pretax Margin | -22.192 |
| Net Margin | -22.288 |
| Return on Assets | -5.859 |
| Return on Equity | -19.664 |
| Return on Total Capital | -5.636 |
| Return on Invested Capital | -6.256 |
AFRM Capital Structure
| Total Debt to Total Equity | 236.264 |
| Total Debt to Total Capital | 70.261 |
| Total Debt to Total Assets | 67.804 |
| Long-Term Debt to Equity | 223.612 |
| Long-Term Debt to Total Capital | 66.499 |
Affirm Holdings Inc. in the News
CFPB tightens rules for buy now, pay later lenders
The Consumer Financial Protection Bureau says "buy now, pay later" lenders are credit card providers and is applying additional regulations for the lenders to follow.
Rejected for a buy now, pay later plan? It might not be your fault
Klarna and Affirm surged in popularity during the pandemic’s online shopping boom, as buyers used them to finance big purchases such as designer bags and daily expenses.
Affirm is ‘bringing consumers their spending power back’ amid economic ‘turbulence’: CEO
Affirm co-founder and CEO Max Levchin argues consumers need more access to credit and purchasing power amid decades-high inflation and the Fed's rate hikes.
Consumer Financial Protection Bureau probes 'buy now, pay later' credit
The CFPB has launched an investigation into companies that offer "buy now, pay later" credit
Buy now, pay later is the new layaway: What are the pros and cons?
When Walmart announced it was ending its layaway program for the majority of its store categories in favor of a buy now, pay later format, social media users expressed their confusion and sadness with nostalgic tweets. Retail experts and financial lending providers aren’t surprised by the shift.
'Buy now, pay later' becomes popular in time for the holiday season
As Americans shop for the holidays, they will likely see a swarm of offers to get their gifts now but pay for them later in fixed monthly installments.