meridianlink inc. - MLNK

MLNK

Close Chg Chg %
17.27 -0.20 -1.16%

Closed Market

17.07

-0.20 (1.16%)

Volume: 184.60K

Last Updated:

May 16, 2025, 3:59 PM EDT

Company Overview: meridianlink inc. - MLNK

MLNK Key Data

Open

$17.13

Day Range

17.03 - 17.37

52 Week Range

15.54 - 25.31

Market Cap

$1.33B

Shares Outstanding

77.19M

Public Float

28.41M

Beta

0.97

Rev. Per Employee

N/A

P/E Ratio

N/A

EPS

-$0.38

Yield

0.00%

Dividend

N/A

EX-DIVIDEND DATE

SHORT INTEREST

N/A

AVERAGE VOLUME

198.48K

 

MLNK Performance

1 Week
 
-2.01%
 
1 Month
 
3.46%
 
3 Months
 
-10.07%
 
1 Year
 
-5.22%
 
5 Years
 
N/A
 

MLNK Analyst Ratings

  • Sell
  • Under
  • Hold
  • Over
  • Buy
Number of Ratings 8
Full Ratings ➔

About meridianlink inc. - MLNK

MeridianLink, Inc. engages in the provision of software solutions. The firm offers its services to financial institutions including banks, credit unions, mortgage lenders, specialty lending providers, and consumer reporting agencies (CRAs). Its solutions include digital progression model, end-to-end platform, loan origination system (LOS), mortgage LOS, deposit account opening, data and reporting, collections, and consulting and analytics. The company was founded by Timothy Nguyen in 1998 and is headquartered in Costa Mesa, CA.

MLNK At a Glance

MeridianLink, Inc.
3560 Hyland Avenue
Costa Mesa, California 92626
Phone 1-714-708-6950 Revenue 316.30M
Industry Packaged Software Net Income -29,772,000.00
Sector Technology Services 2024 Sales Growth 4.177%
Fiscal Year-end 12 / 2025 Employees 682
View SEC Filings

MLNK Valuation

P/E Current N/A
P/E Ratio (with extraordinary items) N/A
P/E Ratio (without extraordinary items) N/A
Price to Sales Ratio 4.979
Price to Book Ratio 3.674
Price to Cash Flow Ratio 20.244
Enterprise Value to EBITDA 29.166
Enterprise Value to Sales 6.171
Total Debt to Enterprise Value 0.241

MLNK Efficiency

Revenue/Employee 463,780.059
Income Per Employee -43,653.959
Receivables Turnover 9.028
Total Asset Turnover 0.319

MLNK Liquidity

Current Ratio 2.346
Quick Ratio 2.346
Cash Ratio 1.627

MLNK Profitability

Gross Margin 53.788
Operating Margin 2.743
Pretax Margin -9.126
Net Margin -9.413
Return on Assets -3.00
Return on Equity -6.363
Return on Total Capital -3.318
Return on Invested Capital -3.269

MLNK Capital Structure

Total Debt to Total Equity 109.889
Total Debt to Total Capital 52.356
Total Debt to Total Assets 48.866
Long-Term Debt to Equity 108.87
Long-Term Debt to Total Capital 51.87
  • Income Statement
  • Balance Sheet
  • Cash Flow Statement

Annual Financials for Meridianlink Inc. - MLNK

Collapse All in section
All values USD millions. 2021 2022 2023 2024 5-year trend
Sales/Revenue
267.68M 288.05M 303.62M 316.30M
Sales Growth
+34.28% +7.61% +5.41% +4.18%
Cost of Goods Sold (COGS) incl D&A
125.25M 142.44M 146.33M 146.17M
COGS excluding D&A
- - - -
-
Depreciation & Amortization Expense
50.45M 53.98M 57.83M 58.25M
Depreciation
2.30M 2.32M 1.86M 1.36M
Amortization of Intangibles
48.15M 51.66M 55.97M 56.89M
COGS Growth
+39.67% +13.72% +2.73% -0.11%
Gross Income
142.42M 145.60M 157.29M 170.13M
Gross Income Growth
+29.88% +2.23% +8.02% +8.17%
Gross Profit Margin
+53.21% +50.55% +51.80% +53.79%
2021 2022 2023 2024 5-year trend
SG&A Expense
102.39M 112.11M 138.13M 161.46M
Research & Development
36.34M 42.59M 47.52M 39.45M
Other SG&A
66.05M 69.52M 90.61M 122.00M
SGA Growth
+99.29% +9.50% +23.21% +16.88%
Other Operating Expense
- - - -
-
Unusual Expense
11.72M 4.23M 3.62M 4.04M
EBIT after Unusual Expense
28.31M 29.27M 15.53M 4.64M
Non Operating Income/Expense
(551.00K) 385.00K 4.03M 4.92M
Non-Operating Interest Income
- - - -
-
Equity in Earnings of Affiliates
- - - -
-
Interest Expense
32.62M 24.23M 38.16M 38.42M
Interest Expense Growth
-5.97% -25.72% +57.50% +0.70%
Gross Interest Expense
32.62M 24.23M 38.16M 38.42M
Interest Capitalized
- - - -
-
Pretax Income
(4.86M) 5.42M (18.60M) (28.86M)
Pretax Income Growth
-144.37% +211.72% -442.85% -55.22%
Pretax Margin
-1.81% +1.88% -6.12% -9.13%
Income Tax
5.14M 4.13M 23.94M 908.00K
Income Tax - Current - Domestic
215.00K 2.23M 313.00K 444.00K
Income Tax - Current - Foreign
- - - -
-
Income Tax - Deferred - Domestic
4.93M 1.91M 23.63M 464.00K
Income Tax - Deferred - Foreign
- - - -
-
Income Tax Credits
- - - -
-
Equity in Earnings of Affiliates
- - - -
-
Other After Tax Income (Expense)
- - - -
-
Consolidated Net Income
(10.00M) 1.29M (42.54M) (29.77M)
Minority Interest Expense
- - - -
-
Net Income
(10.00M) 1.29M (42.54M) (29.77M)
Net Income Growth
-209.23% +112.95% -3,387.40% +30.01%
Net Margin Growth
-3.73% +0.45% -14.01% -9.41%
Extraordinaries & Discontinued Operations
- - - -
-
Discontinued Operations
- - - -
-
Net Income After Extraordinaries
(10.00M) 1.29M (42.54M) (29.77M)
Preferred Dividends
- - - 20.94M
-
Net Income Available to Common
(30.94M) 1.29M (42.54M) (29.77M)
EPS (Basic)
-0.388 0.0161 -0.5294 -0.3903
EPS (Basic) Growth
-23.96% +104.15% -3,388.20% +26.28%
Basic Shares Outstanding
79.73M 80.45M 80.35M 76.27M
EPS (Diluted)
-0.388 0.0157 -0.5294 -0.3903
EPS (Diluted) Growth
-23.96% +104.05% -3,471.97% +26.28%
Diluted Shares Outstanding
79.73M 82.40M 80.35M 76.27M
EBITDA
90.49M 87.48M 76.98M 66.93M
EBITDA Growth
-8.12% -3.33% -12.00% -13.06%
EBITDA Margin
+33.81% +30.37% +25.36% +21.16%

Snapshot

Average Recommendation HOLD Average Target Price 19.667
Number of Ratings 8 Current Quarters Estimate 0.096
FY Report Date 06 / 2025 Current Year's Estimate 0.365
Last Quarter’s Earnings 0.09 Median PE on CY Estimate N/A
Year Ago Earnings 0.23 Next Fiscal Year Estimate 0.454
Median PE on Next FY Estimate N/A

Earnings Per Share

This Quarter Next Quarter This Fiscal Next Fiscal
# of Estimates 5 5 4 4
Mean Estimate 0.10 0.10 0.36 0.45
High Estimates 0.12 0.13 0.41 0.49
Low Estimate 0.07 0.08 0.32 0.41
Coefficient of Variance 20.57 24.29 12.67 8.87

Analysts Recommendations

Current 1 Month Ago 3 Months Ago
BUY 1 1 1
OVERWEIGHT 1 1 1
HOLD 4 4 4
UNDERWEIGHT 1 1 1
SELL 1 1 1
MEAN Hold Hold Hold

Insider Actions for Meridianlink Inc. - MLNK

Date Name Shares Transaction Value
Apr 4, 2025 Nicolaas Vlok Chief Executive Officer; Director 1,127,570 Payment of exercise price or tax liability by delivering/withholding secs incident to the receipt/exercise/vesting pursuant to Rule 16b-3 Non-derivative transaction at $18.53 per share 20,893,872.10
Apr 4, 2025 Elias Eduardo Olmeta Chief Financial Officer 543,507 Grant, award or other acq pursuant to Rule 16b-3(d) 0.00
Apr 4, 2025 Laurence E. Katz President; Director 942,356 Payment of exercise price or tax liability by delivering/withholding secs incident to the receipt/exercise/vesting pursuant to Rule 16b-3 Non-derivative transaction at $18.53 per share 17,461,856.68
Apr 4, 2025 Laurence E. Katz President; Director 1,284,371 Grant, award or other acq pursuant to Rule 16b-3(d) 0.00
Dec 12, 2024 Timothy Nguyen 10,619,126 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $23.01 per share 244,346,089.26
Dec 12, 2024 Timothy Nguyen 10,612,445 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $23.04 per share 244,510,732.80
Jul 4, 2024 Christopher Maloof President, Go To Market 327,948 Payment of exercise price or tax liability by delivering/withholding secs incident to the receipt/exercise/vesting pursuant to Rule 16b-3 Non-derivative transaction at $21.36 per share 7,004,969.28
Jun 21, 2024 Christopher Maloof President, Go To Market 369,878 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $20.31 per share 7,512,222.18
Jun 21, 2024 Christopher Maloof President, Go To Market 405,311 Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 Non-derivative transaction at $6.06 per share 2,456,184.66
Jun 21, 2024 Christopher Maloof President, Go To Market 359,015 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $20.3 per share 7,288,004.50
Jun 21, 2024 Christopher Maloof President, Go To Market 344,695 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $20.48 per share 7,059,353.60
Jun 21, 2024 Christopher Maloof President, Go To Market 35,433 Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 0.00
Jun 21, 2024 Christopher Maloof President, Go To Market N/A Exercise or conversion of derivative security exempted pursuant to Rule 16b-3 0.00

Meridianlink Inc. in the News