About prog holdings - PRG
PROG Holdings, Inc. engages in the provision of lease-purchase solutions. It offers retail sale and lease ownership of furniture, home appliances, consumer electronics, and accessories through its franchised stores and e-commerce platform. It operates through the following segments: Progressive Leasing, Vive, and Four. The Progressive segment offers lease-to-own ownership of durable goods. The Vive segment provides services to customers who may not qualify to purchase goods and services from merchants. The Four segment includes provision of credit backgrounds with Buy Now, Pay Later “BNPL”. The company was founded in 1955 and is headquartered in Draper, UT.
PRG At a Glance
PROG Holdings, Inc.
256 West Data Drive
Draper, Utah 84020-2315
Phone | 1-385-351-1369 | Revenue | 2.46B | |
Industry | Finance/Rental/Leasing | Net Income | 197.25M | |
Sector | Finance | 2024 Sales Growth | 2.293% | |
Fiscal Year-end | 12 / 2025 | Employees | 1,403 | |
View SEC Filings |
PRG Valuation
P/E Current | 5.793 |
P/E Ratio (with extraordinary items) | N/A |
P/E Ratio (without extraordinary items) | 9.33 |
Price to Sales Ratio | 0.747 |
Price to Book Ratio | 2.653 |
Price to Cash Flow Ratio | 13.286 |
Enterprise Value to EBITDA | 1.266 |
Enterprise Value to Sales | 0.974 |
Total Debt to Enterprise Value | 0.273 |
PRG Efficiency
Revenue/Employee | 1,755,877.406 |
Income Per Employee | 140,590.877 |
Receivables Turnover | 10.842 |
Total Asset Turnover | 1.64 |
PRG Liquidity
Current Ratio | 10.764 |
Quick Ratio | 3.465 |
Cash Ratio | 1.026 |
PRG Profitability
Gross Margin | 33.10 |
Operating Margin | 10.017 |
Pretax Margin | 6.641 |
Net Margin | 8.007 |
Return on Assets | 13.128 |
Return on Equity | 31.773 |
Return on Total Capital | 15.111 |
Return on Invested Capital | 15.75 |
PRG Capital Structure
Total Debt to Total Equity | 100.735 |
Total Debt to Total Capital | 50.183 |
Total Debt to Total Assets | 43.273 |
Long-Term Debt to Equity | 100.735 |
Long-Term Debt to Total Capital | 50.183 |
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