prog holdings - PRG

PRG

Close Chg Chg %
25.56 0.68 2.67%

Closed Market

26.24

+0.68 (2.67%)

Volume: 318.34K

Last Updated:

Apr 17, 2025, 3:59 PM EDT

Company Overview: prog holdings - PRG

PRG Key Data

Open

$25.80

Day Range

25.61 - 26.43

52 Week Range

23.52 - 50.28

Market Cap

$1.07B

Shares Outstanding

40.60M

Public Float

39.41M

Beta

1.97

Rev. Per Employee

N/A

P/E Ratio

5.79

EPS

$4.66

Yield

186.74%

Dividend

$0.13

EX-DIVIDEND DATE

Mar 13, 2025

SHORT INTEREST

N/A

AVERAGE VOLUME

517.77K

 

PRG Performance

1 Week
 
3.23%
 
1 Month
 
-3.49%
 
3 Months
 
-39.13%
 
1 Year
 
250.80%
 
5 Years
 
6.71%
 

PRG Analyst Ratings

  • Sell
  • Under
  • Hold
  • Over
  • Buy
Number of Ratings 7
Full Ratings ➔

About prog holdings - PRG

PROG Holdings, Inc. engages in the provision of lease-purchase solutions. It offers retail sale and lease ownership of furniture, home appliances, consumer electronics, and accessories through its franchised stores and e-commerce platform. It operates through the following segments: Progressive Leasing, Vive, and Four. The Progressive segment offers lease-to-own ownership of durable goods. The Vive segment provides services to customers who may not qualify to purchase goods and services from merchants. The Four segment includes provision of credit backgrounds with Buy Now, Pay Later “BNPL”. The company was founded in 1955 and is headquartered in Draper, UT.

PRG At a Glance

PROG Holdings, Inc.
256 West Data Drive
Draper, Utah 84020-2315
Phone 1-385-351-1369 Revenue 2.46B
Industry Finance/Rental/Leasing Net Income 197.25M
Sector Finance 2024 Sales Growth 2.293%
Fiscal Year-end 12 / 2025 Employees 1,403
View SEC Filings

PRG Valuation

P/E Current 5.793
P/E Ratio (with extraordinary items) N/A
P/E Ratio (without extraordinary items) 9.33
Price to Sales Ratio 0.747
Price to Book Ratio 2.653
Price to Cash Flow Ratio 13.286
Enterprise Value to EBITDA 1.266
Enterprise Value to Sales 0.974
Total Debt to Enterprise Value 0.273

PRG Efficiency

Revenue/Employee 1,755,877.406
Income Per Employee 140,590.877
Receivables Turnover 10.842
Total Asset Turnover 1.64

PRG Liquidity

Current Ratio 10.764
Quick Ratio 3.465
Cash Ratio 1.026

PRG Profitability

Gross Margin 33.10
Operating Margin 10.017
Pretax Margin 6.641
Net Margin 8.007
Return on Assets 13.128
Return on Equity 31.773
Return on Total Capital 15.111
Return on Invested Capital 15.75

PRG Capital Structure

Total Debt to Total Equity 100.735
Total Debt to Total Capital 50.183
Total Debt to Total Assets 43.273
Long-Term Debt to Equity 100.735
Long-Term Debt to Total Capital 50.183
  • Income Statement
  • Balance Sheet
  • Cash Flow Statement

Annual Financials for Prog Holdings - PRG

Collapse All in section
All values USD millions. 2021 2022 2023 2024 5-year trend
Sales/Revenue
2.68B 2.60B 2.41B 2.46B
Sales Growth
+7.78% -2.99% -7.30% +2.29%
Cost of Goods Sold (COGS) incl D&A
1.85B 1.79B 1.61B 1.65B
COGS excluding D&A
- - - -
-
Depreciation & Amortization Expense
1.85B 1.79B 1.61B 1.65B
Depreciation
1.83B 1.77B 1.59B 1.63B
Amortization of Intangibles
22.30M 22.90M 22.73M 17.88M
COGS Growth
+3.84% -3.33% -10.23% +2.47%
Gross Income
824.65M 806.25M 799.93M 815.42M
Gross Income Growth
+17.83% -2.23% -0.78% +1.94%
Gross Profit Margin
+30.79% +31.04% +33.22% +33.10%
2021 2022 2023 2024 5-year trend
SG&A Expense
364.14M 378.69M 367.07M 390.32M
Research & Development
- - - -
-
Other SG&A
364.14M 378.69M 367.07M 390.32M
SGA Growth
+30.21% +4.00% -3.07% +6.33%
Other Operating Expense
126.98M 193.93M 155.25M 178.34M
Unusual Expense
- 47.98M 40.74M 51.87M
EBIT after Unusual Expense
333.53M 185.65M 236.87M 194.90M
Non Operating Income/Expense
- - 10.05M 7.53M
-
Non-Operating Interest Income
- - 10.05M 7.53M
-
Equity in Earnings of Affiliates
- - - -
-
Interest Expense
5.32M 37.40M 50.70M 38.82M
Interest Expense Growth
+2,746.52% +602.63% +35.55% -23.44%
Gross Interest Expense
5.32M 37.40M 50.70M 38.82M
Interest Capitalized
- - - -
-
Pretax Income
328.20M 148.24M 196.22M 163.61M
Pretax Income Growth
+20.85% -54.83% +32.36% -16.62%
Pretax Margin
+12.26% +5.71% +8.15% +6.64%
Income Tax
84.65M 49.53M 57.38M (33.64M)
Income Tax - Current - Domestic
68.92M 58.57M 89.83M 20.37M
Income Tax - Current - Foreign
- - - 168.00K
-
Income Tax - Deferred - Domestic
15.73M (9.00M) (32.45M) (54.01M)
Income Tax - Deferred - Foreign
- - - (198.00K)
-
Income Tax Credits
- - - -
-
Equity in Earnings of Affiliates
- - - -
-
Other After Tax Income (Expense)
- - - -
-
Consolidated Net Income
243.56M 98.71M 138.84M 197.25M
Minority Interest Expense
- - - -
-
Net Income
243.56M 98.71M 138.84M 197.25M
Net Income Growth
+4.25% -59.47% +40.65% +42.07%
Net Margin Growth
+9.10% +3.80% +5.77% +8.01%
Extraordinaries & Discontinued Operations
- - - -
-
Discontinued Operations
- - - -
-
Net Income After Extraordinaries
243.56M 98.71M 138.84M 197.25M
Preferred Dividends
- - - -
-
Net Income Available to Common
243.56M 98.71M 138.84M 197.25M
EPS (Basic)
3.6888 1.9011 3.016 4.632
EPS (Basic) Growth
+503.68% -48.46% +58.64% +53.58%
Basic Shares Outstanding
66.03M 51.92M 46.03M 42.58M
EPS (Diluted)
3.6888 1.9011 2.9826 4.5294
EPS (Diluted) Growth
+503.68% -48.46% +56.89% +51.86%
Diluted Shares Outstanding
66.03M 51.92M 46.55M 43.55M
EBITDA
2.19B 2.03B 1.89B 1.89B
EBITDA Growth
+5.46% -7.39% -6.88% +0.47%
EBITDA Margin
+81.66% +77.96% +78.31% +76.92%

Snapshot

Average Recommendation OVERWEIGHT Average Target Price 42.667
Number of Ratings 7 Current Quarters Estimate 0.897
FY Report Date 06 / 2025 Current Year's Estimate 3.337
Last Quarter’s Earnings 0.82 Median PE on CY Estimate N/A
Year Ago Earnings 3.41 Next Fiscal Year Estimate 3.936
Median PE on Next FY Estimate N/A

Earnings Per Share

This Quarter Next Quarter This Fiscal Next Fiscal
# of Estimates 7 7 7 7
Mean Estimate 0.90 0.82 3.34 3.94
High Estimates 1.04 0.90 3.45 4.36
Low Estimate 0.76 0.76 3.18 3.60
Coefficient of Variance 10.71 5.52 2.59 5.97

Analysts Recommendations

Current 1 Month Ago 3 Months Ago
BUY 4 4 5
OVERWEIGHT 1 1 1
HOLD 2 2 1
UNDERWEIGHT 0 0 0
SELL 0 0 0
MEAN Overweight Overweight Buy

Insider Actions for Prog Holdings - PRG

Date Name Shares Transaction Value
Mar 12, 2025 Steven A. Michaels President and CEO; Director 545,641 Payment of exercise price or tax liability by delivering/withholding secs incident to the receipt/exercise/vesting pursuant to Rule 16b-3 Non-derivative transaction at $28.15 per share 15,359,794.15
Mar 12, 2025 Brian J. Garner Chief Financial Officer 129,097 Payment of exercise price or tax liability by delivering/withholding secs incident to the receipt/exercise/vesting pursuant to Rule 16b-3 Non-derivative transaction at $28.15 per share 3,634,080.55
Mar 12, 2025 Curtis L. Doman Director 27,131 Payment of exercise price or tax liability by delivering/withholding secs incident to the receipt/exercise/vesting pursuant to Rule 16b-3 Non-derivative transaction at $28.15 per share 763,737.65
Mar 12, 2025 Todd King Chief Legal and Compliance Off 55,147 Payment of exercise price or tax liability by delivering/withholding secs incident to the receipt/exercise/vesting pursuant to Rule 16b-3 Non-derivative transaction at $28.15 per share 1,552,388.05
Mar 12, 2025 Matt Sewell Principal Acct Off, VP Fin Rep 17,439 Payment of exercise price or tax liability by delivering/withholding secs incident to the receipt/exercise/vesting pursuant to Rule 16b-3 Non-derivative transaction at $28.15 per share 490,907.85
Feb 28, 2025 Steven A. Michaels President and CEO; Director 609,101 Grant, award or other acq pursuant to Rule 16b-3(d) Non-derivative transaction at $29.17 per share 17,767,476.17
Feb 28, 2025 Brian J. Garner Chief Financial Officer 148,797 Grant, award or other acq pursuant to Rule 16b-3(d) Non-derivative transaction at $29.17 per share 4,340,408.49
Feb 28, 2025 Caroline Sheu Director 18,291 Open market or private purchase of non-derivative security Non-derivative transaction at $28.01 per share 512,330.91
Feb 28, 2025 Todd King Chief Legal and Compliance Off 59,878 Grant, award or other acq pursuant to Rule 16b-3(d) Non-derivative transaction at $29.17 per share 1,746,641.26
Feb 28, 2025 Matt Sewell Principal Acct Off, VP Fin Rep 19,688 Grant, award or other acq pursuant to Rule 16b-3(d) Non-derivative transaction at $29.17 per share 574,298.96

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