About transunion - TRU
TransUnion engages in the provision of information and risk management solutions. It also provides consumer reports, risk scores, analytical services, and decision-making capabilities to businesses. It operates through the following segments: U.S. Markets, International, Consumer Interactive, and Corporate. The U.S. Markets segment provides consumer reports, risk scores, analytical services, and decision-making capabilities to businesses. The International segment provides credit reports, analytics and decision-making services and other value-added risk management services. The Consumer Interactive segment offers solutions that help consumers manage their personal finances and take precautions against identity theft. The Corporate segment provides support services to each segment, holds investments, and conducts enterprise functions. The company was founded on February 15, 2012, and is headquartered in Chicago, IL.
TRU At a Glance
TransUnion
555 West Adams Street
Chicago, Illinois 60661
| Phone | 1-312-985-2000 | Revenue | 3.83B | |
| Industry | Financial Publishing/Services | Net Income | -206,200,000.00 | |
| Sector | Commercial Services | 2023 Sales Growth | 3.27% | |
| Fiscal Year-end | 12 / 2024 | Employees | 13,200 | |
| View SEC Filings |
TRU Valuation
| P/E Current | 86.216 |
| P/E Ratio (with extraordinary items) | N/A |
| P/E Ratio (without extraordinary items) | N/A |
| Price to Sales Ratio | 3.469 |
| Price to Book Ratio | 3.322 |
| Price to Cash Flow Ratio | 20.695 |
| Enterprise Value to EBITDA | 15.566 |
| Enterprise Value to Sales | 4.791 |
| Total Debt to Enterprise Value | 0.297 |
TRU Efficiency
| Revenue/Employee | 290,242.424 |
| Income Per Employee | -15,621.212 |
| Receivables Turnover | 5.299 |
| Total Asset Turnover | 0.336 |
TRU Liquidity
| Current Ratio | 1.471 |
| Quick Ratio | 1.471 |
| Cash Ratio | 0.478 |
TRU Profitability
| Gross Margin | 46.709 |
| Operating Margin | 17.091 |
| Pretax Margin | -3.793 |
| Net Margin | -5.382 |
| Return on Assets | -1.805 |
| Return on Equity | -5.026 |
| Return on Total Capital | -2.173 |
| Return on Invested Capital | -2.144 |
TRU Capital Structure
| Total Debt to Total Equity | 135.931 |
| Total Debt to Total Capital | 57.615 |
| Total Debt to Total Assets | 49.062 |
| Long-Term Debt to Equity | 133.042 |
| Long-Term Debt to Total Capital | 56.39 |
Transunion in the News
Biden admin to ban medical debt from credit reports, loan decisions: reports
The Biden administration will propose a new rule to ban credit score companies from considering medical debt when they compile Americans' credit reports.
TransUnion to cut 1,300 jobs as part of multiyear plan to reduce costs, drive growth
The company expects to deliver $120 to $140 million of annualized operating expense savings and a $70 to $80 million capital expenditure reduction in 2026 relative to 2023 levels.
Consumer complaints about credit reporting agencies highlighted in CFPB report
The CFPB released a report regarding consumers' complaints about the nationwide credit reporting agencies and efforts to fix those concerns.