paypal holdings inc. - PYPL

PYPL

Close Chg Chg %
39.90 0.52 1.30%

Closed Market

40.42

+0.52 (1.30%)

Volume: 34.92M

Last Updated:

Feb 6, 2026, 4:00 PM EDT

Company Overview: paypal holdings inc. - PYPL

PYPL Key Data

Open

$40.24

Day Range

39.38 - 40.61

52 Week Range

38.88 - 79.50

Market Cap

$37.77B

Shares Outstanding

920.67M

Public Float

919.75M

Beta

1.43

Rev. Per Employee

N/A

P/E Ratio

7.38

EPS

$5.46

Yield

35.09%

Dividend

$0.14

EX-DIVIDEND DATE

Mar 4, 2026

SHORT INTEREST

N/A

AVERAGE VOLUME

26.10M

 

PYPL Performance

1 Week
 
-23.29%
 
1 Month
 
-29.90%
 
3 Months
 
-38.96%
 
1 Year
 
-47.72%
 
5 Years
 
-85.00%
 

PYPL Analyst Ratings

  • Sell
  • Under
  • Hold
  • Over
  • Buy
Number of Ratings 47
Full Ratings ➔

About paypal holdings inc. - PYPL

PayPal Holdings, Inc. engages in the development of technology platforms that enable digital payments and simplifies commerce experiences on behalf of merchants and consumers worldwide. Its solutions include PayPal, PayPal Credit, Braintree, Venmo, Xoom, and Paydiant products. The firm also enables consumers to exchange funds with merchants using funding sources, which include bank account, PayPal account balance, PayPal Credit account, credit, and debit card or other stored value products. It operates through United States and Other Countries geographical segments. The company was founded in December 1998 and is headquartered in San Jose, CA.

PYPL At a Glance

PayPal Holdings, Inc.
2211 North First Street
San Jose, California 95131
Phone 1-408-967-7000 Revenue 33.34B
Industry Miscellaneous Commercial Services Net Income 5.23B
Sector Commercial Services 2025 Sales Growth 4.873%
Fiscal Year-end 12 / 2026 Employees 23,800
View SEC Filings

PYPL Valuation

P/E Current 7.381
P/E Ratio (with extraordinary items) N/A
P/E Ratio (without extraordinary items) 10.799
Price to Sales Ratio 1.695
Price to Book Ratio 2.652
Price to Cash Flow Ratio 8.81
Enterprise Value to EBITDA 7.726
Enterprise Value to Sales 1.745
Total Debt to Enterprise Value 0.208

PYPL Efficiency

Revenue/Employee 1,400,756.303
Income Per Employee 219,873.95
Receivables Turnover 0.728
Total Asset Turnover 0.412

PYPL Liquidity

Current Ratio 1.287
Quick Ratio 1.287
Cash Ratio 0.224

PYPL Profitability

Gross Margin 47.033
Operating Margin 19.701
Pretax Margin 18.873
Net Margin 15.697
Return on Assets 6.469
Return on Equity 25.732
Return on Total Capital 16.175
Return on Invested Capital 16.951

PYPL Capital Structure

Total Debt to Total Equity 59.716
Total Debt to Total Capital 37.389
Total Debt to Total Assets 15.087
Long-Term Debt to Equity 52.059
Long-Term Debt to Total Capital 32.595
  • Income Statement
  • Balance Sheet
  • Cash Flow Statement

Annual Financials for Paypal Holdings Inc. - PYPL

Collapse All in section
All values USD millions. 2022 2023 2024 2025 5-year trend
Sales/Revenue
27.06B 29.68B 31.79B 33.34B
Sales Growth
+5.85% +9.70% +7.10% +4.87%
Cost of Goods Sold (COGS) incl D&A
14.26B 16.25B 17.46B 17.66B
COGS excluding D&A
- - - -
-
Depreciation & Amortization Expense
1.32B 1.07B 1.03B 963.00M
Depreciation
846.00M 846.00M 825.00M 788.00M
Amortization of Intangibles
471.00M 226.00M 207.00M 175.00M
COGS Growth
+6.01% +14.01% +7.39% +1.16%
Gross Income
12.80B 13.43B 14.33B 15.68B
Gross Income Growth
+5.67% +4.91% +6.76% +9.40%
Gross Profit Margin
+47.30% +45.23% +45.09% +47.03%
2022 2023 2024 2025 5-year trend
SG&A Expense
9.22B 8.57B 8.58B 9.11B
Research & Development
3.25B 2.97B 2.98B 3.10B
Other SG&A
5.96B 5.60B 5.60B 6.01B
SGA Growth
+6.59% -6.99% +0.07% +6.23%
Other Operating Expense
- - - -
-
Unusual Expense
(106.00M) 66.00M 289.00M 461.00M
EBIT after Unusual Expense
3.69B 4.79B 5.47B 6.11B
Non Operating Income/Expense
(18.00M) 970.00M 245.00M 626.00M
Non-Operating Interest Income
174.00M 480.00M 662.00M 517.00M
Equity in Earnings of Affiliates
- - - -
-
Interest Expense
304.00M 347.00M 382.00M 441.00M
Interest Expense Growth
+31.03% +14.14% +10.09% +15.45%
Gross Interest Expense
304.00M 347.00M 382.00M 441.00M
Interest Capitalized
- - - -
-
Pretax Income
3.37B 5.41B 5.33B 6.29B
Pretax Income Growth
-17.88% +60.75% -1.52% +18.07%
Pretax Margin
+12.44% +18.23% +16.76% +18.87%
Income Tax
947.00M 1.17B 1.18B 1.06B
Income Tax - Current - Domestic
792.00M 1.18B 449.00M (51.00M)
Income Tax - Current - Foreign
966.00M 657.00M 502.00M 893.00M
Income Tax - Deferred - Domestic
(664.00M) (569.00M) 249.00M 280.00M
Income Tax - Deferred - Foreign
(147.00M) (99.00M) (18.00M) (63.00M)
Income Tax Credits
- - - -
-
Equity in Earnings of Affiliates
- - - -
-
Other After Tax Income (Expense)
- - - -
-
Consolidated Net Income
2.42B 4.25B 4.15B 5.23B
Minority Interest Expense
- - - -
-
Net Income
2.42B 4.25B 4.15B 5.23B
Net Income Growth
-41.98% +75.53% -2.33% +26.19%
Net Margin Growth
+8.94% +14.31% +13.05% +15.70%
Extraordinaries & Discontinued Operations
- - - -
-
Discontinued Operations
- - - -
-
Net Income After Extraordinaries
2.42B 4.25B 4.15B 5.23B
Preferred Dividends
- - - -
-
Net Income Available to Common
2.42B 4.25B 4.15B 5.23B
EPS (Basic)
2.0962 3.8495 4.0301 5.4567
EPS (Basic) Growth
-40.97% +83.64% +4.69% +35.40%
Basic Shares Outstanding
1.15B 1.10B 1.03B 959.00M
EPS (Diluted)
2.089 3.8356 3.9913 5.406
EPS (Diluted) Growth
-40.57% +83.61% +4.06% +35.44%
Diluted Shares Outstanding
1.16B 1.11B 1.04B 968.00M
EBITDA
4.90B 5.93B 6.79B 7.53B
EBITDA Growth
-15.23% +20.96% +14.53% +10.96%
EBITDA Margin
+18.11% +19.97% +21.35% +22.59%

Snapshot

Average Recommendation HOLD Average Target Price 52.161
Number of Ratings 47 Current Quarters Estimate 1.284
FY Report Date 03 / 2026 Current Year's Estimate 5.376
Last Quarter’s Earnings 1.23 Median PE on CY Estimate N/A
Year Ago Earnings 5.31 Next Fiscal Year Estimate 5.903
Median PE on Next FY Estimate N/A

Earnings Per Share

This Quarter Next Quarter This Fiscal Next Fiscal
# of Estimates 35 35 41 40
Mean Estimate 1.28 1.35 5.38 5.90
High Estimates 1.49 1.50 5.96 6.57
Low Estimate 1.20 1.25 5.21 5.27
Coefficient of Variance 3.93 3.84 3.36 5.20

Analysts Recommendations

Current 1 Month Ago 3 Months Ago
BUY 12 14 15
OVERWEIGHT 1 1 4
HOLD 29 26 23
UNDERWEIGHT 0 0 0
SELL 5 6 4
MEAN Hold Hold Overweight

Insider Actions for Paypal Holdings Inc. - PYPL

Date Name Shares Transaction Value
Jan 7, 2026 David Wyatt Dorman Director 70,765 Grant, award or other acq pursuant to Rule 16b-3(d) 0.00
Jan 7, 2026 Deirdre Stanley Director 6,214 Grant, award or other acq pursuant to Rule 16b-3(d) 0.00
Jan 7, 2026 Enrique Lores Director 31,934 Grant, award or other acq pursuant to Rule 16b-3(d) 0.00
Mar 12, 2025 Joy Chik Director 812 Grant, award or other acq pursuant to Rule 16b-3(d) 0.00
Mar 3, 2025 Gail J. McGovern Director 29,734 Open market or private sale of non-derivative or derivative security Non-derivative transaction at $72.15 per share 2,145,308.10

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